Whether you are on a big or small bankroll, you would like to play blackjack longer and use your budget more efficiently: Blackjack money management systems let you do that. These are basic but important tricks that help you to use your bankroll in the most efficient way.

Every blackjack player should know about them – using your entire bankroll on a single bet and winning is a thing you can see only in movies. In this article, we will talk about blackjack money management systems in general and help you understand them better. But first, let’s give you a list of the best online casinos to play blackjack with bonuses.

Best Casinos to Use a Blackjack Money Management System

These are the best casinos to use a blackjack money management system: We picked them according to our high standards and we guarantee that you will never feel the need to ask are online casinos rigged? while playing at them. These are safe, fair, and licensed casinos that offer different variants of blackjack and support multiple payment casino methods. Whether you are looking for Neosurf casinos, RoyalPay casino, or Kluwp casino payments, one of them will be the perfect choice for you.

Surf Casino
SurfCasino logo small
Making four deposits at Surf casino will unlock the welcome bonus and match these deposits by 100%. With this bonus, you can win up to 1.000 EUR in total. You also have a chance to win a 400 EUR reload bonus every week.
Melbet Casino
Melbet logo small
Melbet offers a 200% match rate for your first five deposits. This bonus will give you up to 1.750 EUR and 290 wager-free spins in total. After becoming a member, you can continue to win wager-free spins every day!
Bettilt Casino
BetTilt logo small
If you want to start playing blackjack with a 1.500 EUR welcome bonus, make three deposits at Bettilt casino: The wagering rate is only 30x. Even if you lose, there is a 10% weekly cashback bonus you can use.
Casinomia
casinomia logo small
The spectacular welcome bonus of Casinomia matches your first three deposits up to 1.500 EUR and 100 free spins. You get the free spins with your first deposit and you can use all of them on the Sakura Fortune slot machine.

What Is Money Management in Blackjack?

“Bankroll” is short for your gambling budget. If you have only 100 EUR/USD to play blackjack, for example, this is your bankroll. You can also think of it as your “initial capital”, and like all capitals, you need to manage it efficiently. For example, you don’t want to use all of it on a single bet: This would be a risky move and may cause you to go bankrupt. Instead, you can divide your bankroll into units (these are called blackjack money management units) and use them for different purposes. For example:

  • You can save 20% of your bankroll for future gambling sessions.
  • You can allocate 50% of your bankroll for the current gambling session.
  • You can allocate 30% of your bankroll for side bets.

This is a simple example but you get the idea: Blackjack money management tells you how to use your bankroll in the most efficient way. There is no single system that works for everybody but there are tips and tricks that can help you to play longer with your current bankroll. And the longer you play, the more chances you get to score a win.

Your Bankroll for Blackjack Smart Money Management

Let’s start by creating your bankroll: How big it should be? To be honest, this is a personal decision: You are the only one who can decide the size of your bankroll. However, for practical purposes, we recommend starting with a bankroll of 100 EUR/USD. (Remember that you can further increase this bankroll by taking advantage of casino bonuses: Check our online casino reviews to find the best bonus offers you can use.) After creating your bankroll, the next question will be about how to spend it: How big your bets should be? Well, we can answer this question with a blackjack money management chart. It includes our recommendations for the size of your bets and how you should spend your bankroll. We prepared two different charts for two sample bankrolls: The first one is for a bankroll of 100 – 500 EUR and the other one is for a bankroll of 500 – 1.000 EUR.

Blackjack Money Management Chart (For 100 – 500 EUR)

MIN. BET PER GAME

MAX. BET PER GAME

TOTAL BANKROLL

5 EUR
MAX. BET PER GAME
10 EUR
TOTAL BANKROLL
100 EUR
5 EUR
MAX. BET PER GAME
20 EUR
TOTAL BANKROLL
150 EUR
5 EUR
MAX. BET PER GAME
30 EUR
TOTAL BANKROLL
200 EUR
10 EUR
MAX. BET PER GAME
40 EUR
TOTAL BANKROLL
300 EUR
10 EUR
MAX. BET PER GAME
60 EUR
TOTAL BANKROLL
400 EUR
15 EUR
MAX. BET PER GAME
60 EUR
TOTAL BANKROLL
450 EUR
15 EUR
MAX. BET PER GAME
70 EUR
TOTAL BANKROLL
500 EUR

Blackjack Money Management Chart (For 500 – 1.000 EUR)

MIN. BET PER GAME

MAX. BET PER GAME

TOTAL BANKROLL

15 EUR
MAX. BET PER GAME
90 EUR
TOTAL BANKROLL
600 EUR
20 EUR
MAX. BET PER GAME
90 EUR
TOTAL BANKROLL
700 EUR
25 EUR
MAX. BET PER GAME
100 EUR
TOTAL BANKROLL
750 EUR
25 EUR
MAX. BET PER GAME
150 EUR
TOTAL BANKROLL
1.000 EUR

These tables show what your minimum and maximum bet amount per game should be: If your bankroll is 100 EUR, for example, you can play 20 games by betting 5 EUR per game. Or, you can bet 10 EUR and play 10 games in total.

Using Betting Systems for Blackjack Money Management

Some betting systems can also be used as a blackjack money management tool. Whether you play desktop or mobile blackjack games, we can say that there are two main betting systems in this regard. These are:

  • Positive Progressive Betting: You increase your bet amount only after scoring a win. If you lose, you return to the initial (your first) bet amount. For example, you start with 5 EUR and win. Your next bet should be 10 EUR. If you win this too, the third bet will be 20 EUR. If you lose it, you will bet 5 EUR in the fourth game, which means you return to your starting point.
  • Negative Progressive Betting: You increase your bet amount only after losing a game. Basically, you increase the bet when you lose and decrease it when you win. This system is used in other online casino games too, even on slot machines (i.e. Piggy Riches slots).

Both systems ask you to increase your bet amount but under different conditions. To be honest, they are not about blackjack money management: These systems aim to maximize your winnings & minimize your losses. This goal affects your bankroll too, of course, but they are not created with bankroll management in mind. In general, positive progressive betting brings more risk and more rewards: ıf you are on a limited bankroll, you can use it. Negative progressive betting is for high limit blackjack games and high roller casino players: If your bankroll is big enough to back you up until you start winning, you can use it.

Tips & Tricks for Blackjack Money Management

Tip

  • Learn the rules of different variants. Blackjack has lots of variants and while your goal is always the same, the RTP and house edge values change. Moreover, some strategies don’t work on some variants. For example, the blackjack card counter money management strategy should only be used on single-deck blackjack games. If you are not sure where to start, European blackjack is always a safe option.
  • Learn basic probability calculations for side bets. “Hit” and “stand” are not your only options. You can surrender and take insurance too, for example. Sometimes, these may be the best betting options for the current game, so make sure to find out when to surrender in blackjack and learn the answer to the do you take insurance in blackjack
  • Check the online casino software of the website and make sure that you can play lots of blackjack games, including live dealer variants. The more options you get, the better: Nobody wants to be “forced” to play only a couple of games. Look for localized options (i.e. online blackjack Canada) and tournaments. In this respect, tournaments are an excellent way of making money and blackjack money management systems will be most useful in these events. (Check our blackjack tournament strategy guide too.)

Start Using a Blackjack Strategy Money Management System Today

By using a blackjack money management system, you can use your bankroll more efficiently and play longer: This means you will have more chances to win. In this regard, managing your money will be the best blackjack strategy you can use. Compare online casinos on our website, pick one, and start playing blackjack right now: Maybe today is your lucky day!